About This Website:
This website, Pearlwise Consulting, operates independently and includes disclaimers to clarify this status.
Affiliation:
Pearlwise Consulting is not affiliated with any government or governmental agency responsible for issuing permits. We provide immigration guidance and concierge services for immigration purposes, charging a service fee for these services. Pearlwise Consulting manages this private website, which offers general information related to immigration and permits. We are not a legal firm and do not provide any form of legal advice or suggestions to our users. The information on our website is intended for reference purposes only and should not be used as a substitute for professional advice. We do not offer legal advice, opinions, or recommendations regarding legal rights, remedies, defenses, options, or strategies. Any purchase made through this website is subject to Pearlwise Consulting’s Terms of Use, and by using this site and/or making a purchase, you agree to be bound by these terms.
Certifications:
Pearlwise Consulting has undergone rigorous background checks to ensure the validity and legitimacy of our business operations.
Intellectual Property Rights:
Unless stated otherwise, Pearlwise Consulting holds the copyright to all content, layout, design, data, graphics, trademarks, and logos on this website. This content is protected by both Indian and international copyright laws. Pearlwise Consulting is committed to protecting the rights of its employees, customers, members, and intellectual property. We will not hesitate to take legal action to enforce these rights if necessary.
Limitation of Liability:
Pearlwise Consulting is not liable for any special or consequential damages that arise from the use of, or the inability to use, the materials on this website or the performance of the products, even if advised of the possibility of such damages. Applicable law may not allow the limitation or exclusion of liability for incidental or consequential damages; thus, the above limitation or exclusion may not apply to you.
Legal Form and Choice of Law:
By using our website and purchasing products or services, you enter into a legal contract with Pearlwise Consulting. In the event of a civil lawsuit, the prevailing party may be awarded reasonable attorney’s fees.
Personal Use Limitation:
The information, news, articles, emails, products, and services provided by Pearlwise Consulting are for your personal and non-commercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, content, products, or services obtained from Pearlwise Consulting without express written permission from us.
Typographical Errors:
In the event that a Pearlwise Consulting product or service is mistakenly listed at an incorrect price, we reserve the right to refuse or cancel any orders placed at the incorrect price. Pearlwise Consulting reserves the right to refuse or cancel such orders whether or not the order has been confirmed and your credit card charged. If your credit card has been charged, a full refund will be issued for the amount of the incorrect price.
Newsletter:
Pearlwise Consulting offers a free newsletter. This is an opt-out service, allowing users to remove their email addresses from the newsletter at any time. An unsubscribe page is available for this purpose. Your email will never be shared with any third party.
Links:
This website contains hyperlinks that may take you outside of our domain. These links are provided for your convenience. However, the inclusion of any link does not imply endorsement or approval by Pearlwise Consulting. We are not responsible for any links to and from our website. The framing of our website at any level is prohibited.
Refund Policy:
Refunds are applicable under the following criteria:
Evaluations: 100% non-refundable.
DIY Kits: 100% non-refundable.
Directories: 100% non-refundable.
Job Search Services: 100% non-refundable.
Non-Refundable Criteria:
Your amount is NONREFUNDABLE in the following situations:
Natural calamities
The advent of a pandemic
Other Services:
100% non-refundable if the agreement is not signed by you and returned to us.
100% non-refundable if you purchase and later change your mind and decide to withdraw.
100% non-refundable if you decide not to continue with our services.
100% Non-Refundable if:
Failure of the medical examination by the client or any of their family members included in the permit request.
Failure to provide a genuine Police Clearance Certificate that is no more than 3 months old.
Failure to prove sufficient funds for settlement or maintenance by the client or any of their family members included in the permit request.
Submission of fraudulent documents.
Prior violation of any immigration law by the client or any of their family members included in the permit request.
Late submission of any additional documents requested by the consulate at a later stage.
Please refer to the applicable refund terms specific to the product in the service agreement.
Pearlwise Consulting reserves the right to not issue a refund as per our policies and in line with this agreement.
Refunds, if issued, will be processed within 30 days after you have filled in the refund request form and provided proof of rejection, if any.
By agreeing to our terms and conditions, you agree not to request a chargeback under any circumstances.
Refund Policy:
Refunds for payments received will be issued as a company check. The refund check will be made payable to the person on the order form and mailed to the address indicated on the order form.
You agree not to contact your credit card company or bank to file a dispute, as this will only delay the refund process.
Our Products and Services:
Technical Evaluation Service:
Pearlwise Consulting offers a technical evaluation service to assess your profile for a selected country and provide you with a points score. All reports are sent within 48 hours of sign-up if all information has been submitted correctly. The fee for an evaluation report is 100% non-refundable.
Full Service:
Pearlwise Consulting provides guidance and advice for immigration. All services are conducted at our back office in India, and you agree to this arrangement. The fee for full service is refundable only under the conditions listed above.
DIY Kits:
Pearlwise Consulting offers downloadable DIY Kits (do-it-yourself guides). All DIY Kits available on our website are published by Pearlwise Consulting. These kits are available for download for a fee, which is 100% non-refundable. The kits are designed for informational purposes only and should not be considered legal advice.
Copyright Information:
DIY Kits are published by Pearlwise Consulting and are protected by international copyright laws. Legal action will be taken against anyone who attempts to copy or sell the kits.
Directories:
Pearlwise Consulting offers downloadable directories of employers/placement agencies in various cities. All directories available on our website are published by Pearlwise Consulting and are available for download for a fee.
Copyright Information:
Directories are published by Pearlwise Consulting and are protected by international copyright laws. Legal action will be taken against anyone who attempts to copy or sell the directories.
Requisition Forms:
Pearlwise Consulting offers several types of requisition and inquiry forms for download as an additional service. These forms are available for a fee on a subscription basis.
Copyright Information:
No copyright is claimed on any forms. The forms provided on our website are published by various overseas government agencies.
Shipping Policy:
We strive to ensure that your order is available for immediate download after purchase. Delays may occur due to technical difficulties or issues beyond our control. In the event of technical difficulty, the order will be sent to the email address specified by you. Please note that there is no refund or chargeback permitted once the order has been placed.
Warranty Disclaimer:
This site and the materials and products on this site are provided “as is” without warranties of any kind, express or implied. To the fullest extent permissible by applicable law, Pearlwise Consulting disclaims all warranties, express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement. Pearlwise Consulting does not warrant that the functions contained in the site will be uninterrupted or error-free, that defects will be corrected, or that this site or the server that makes it available is free of viruses or other harmful components. Pearlwise Consulting does not make any warranties or representations regarding the use of the materials on this site in terms of their correctness, accuracy, adequacy, usefulness, timeliness, reliability, or otherwise. Some jurisdictions do not allow limitations or exclusions on warranties, so the above limitations may not apply to you.
Changes to the Terms and Conditions:
Pearlwise Consulting reserves the right to change its Terms and Conditions at any time at its discretion. By purchasing any product listed on our website, you agree to all terms and conditions listed in this form. You agree not to dispute these terms under any circumstances. All disputes are subject to the exclusive jurisdiction of the courts in Hyderabad.
Data Protection Principles:
We comply with data protection law, ensuring that the personal information we hold about you is:
- Used lawfully, fairly, and in a transparent way.
- Collected only for valid purposes that we have clearly explained to you and not used in any way that is incompatible with those purposes.
- Relevant to the purposes we have told you about and limited only to those purposes.
- Accurate and kept up to date.
- Kept securely.
The Kind of Information We Hold About You:
Personal data, or personal information, means any information about an individual from which that person can be identified. It does not include data where the identity has been removed (anonymous data). There are “special categories” of more sensitive personal data which require a higher level of protection. We may collect, store, and use the following categories of personal information about you:
– Personal contact details such as name, title, addresses, telephone numbers, and personal email addresses.
– Date of birth.
– Gender.
– Marital status.
– Next of kin and emergency contact information.
– National Insurance or TAX ID number/PAN card.
– Bank account details, payroll records, and tax status information.
– Driving license.
– Grievance information.
– Information about your use of our information and communications systems.
How is Your Personal Information Collected?
We collect personal information about data subjects through various methods such as landing pages, websites, and registration forms.
Landing Page Terms:
We offer free counseling services via landing pages and websites.
How Will We Use Information About You?
We will only use your personal information when the law allows us to. Most commonly, we will use your personal information in the following circumstances:
– Where we need to perform the agreement we have entered into with you.
– Where we need to comply with a legal obligation.
– Where it is necessary for our legitimate interests (or those of a third party) and your interests and fundamental rights do not override those interests.
– Where you have given us explicit consent to do so.
We may also use your personal information in the following situations, which are likely to be rare:
– Where we need to protect your interests (or someone else’s interests).
– Where it is needed in the public interest or for official purposes, such as requests by the CBI, police, or governmental authorities.
Situations in Which We Will Use Your Personal Information:
We need all the categories of information listed above primarily to allow us to perform our contract with you and to enable us to comply with legal obligations. In some cases, we may use your personal information to pursue legitimate interests of our own or those of third parties, including:
– Administering the contract we have entered into with you.
– Business management and planning, including accounting and auditing.
– Making decisions about grievances.
– Making arrangements for the termination of a contract.
– Dealing with legal disputes.
– Complying with health and safety obligations.
– Preventing fraud.
– Monitoring your use of our information and communication systems to ensure compliance with our Global IT policy and laws.
– Ensuring network and information security, including preventing unauthorized access to our computer and electronic communications systems and preventing malicious software distribution.
– Conducting data analytics studies to review and better understand customer satisfaction and needs.
Some of the above grounds for processing might overlap. There may be certain grounds that justify our use of your personal information.
If You Fail to Provide Personal Information:
If you fail to provide certain information when requested, we may not be able to perform the agreement we have entered into with you or we may be prevented from complying with our legal obligations (such as ensuring health and safety or proving nationality).
Change of Purpose:
We will only use your personal information for the purposes for which we collected it unless we reasonably consider that we need to use it for another reason and that reason is compatible with the original purpose. If we need to use your personal information for an unrelated purpose, we will notify you and explain the legal basis which allows us to do so. Please note that we may process your personal information without your knowledge or consent, in compliance with the above rules, where this is required or permitted by law.
How Do We Use Particularly Sensitive Personal Information?
“Special categories” of particularly sensitive personal information require higher levels of protection. We need to have further justification for collecting, storing, and using this type of personal information. We may process special categories of personal information in the following circumstances:
– In limited circumstances, with your explicit written consent.
– Where we need to carry out our legal obligations.
– Where it is needed in the public interest, such as when requested by the CBI, police, or governmental authorities.
Less commonly, we may process this type of information where it is needed in relation to legal claims or where it is needed to protect your interests (or someone else’s interests) and you are not capable of giving your consent, or where you have already made the information public.
Principles of GDPR:
We adhere to the principles of the General Data Protection Regulation (GDPR) to ensure the protection and privacy of your personal data.
Privacy Policy
Pearlwise Consulting is dedicated to safeguarding your personal data in accordance with the following principles:
- Lawfulness, fairness, and transparency: We process your personal data in a lawful, fair, and transparent manner.
- Purpose limitation: We collect your personal data only for specified, explicit, and legitimate purposes.
- Data minimization: We ensure that the personal data we collect is adequate, relevant, and limited to what is necessary for the purposes for which it is processed.
- Accuracy: We take reasonable steps to ensure that your personal data is accurate and up to date.
- Storage limitation: We retain your personal data only for as long as necessary to fulfill the purposes for which it was collected.
- Integrity and confidentiality: We process your personal data in a manner that ensures appropriate security, including protection against unauthorized or unlawful processing and against accidental loss, destruction, or damage, using appropriate technical or organizational measures.
Cookies:
Cookies are small text files stored on your device by web browsers. Pearlwise Consulting uses cookies, tracking pixels, and web beacons to collect usage and analytic data that helps us provide our services to you. These technologies also enable us to deliver ads for relevant Pearlwise Consulting products and services to you on certain third-party sites. Please note that our products currently do not respond to Do Not Track requests.
Consent:
We may seek your consent to process certain particularly sensitive data. Your consent is not a condition of your engagement with us, but we will provide you with full details and reasons for requesting it.
Automated decision-making:
We do not use automated decision-making processes without human intervention. If this changes, we will notify you accordingly.
Data security:
We have implemented appropriate security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. Access to your personal information is restricted to employees and agents who have a business need to know, and they are bound by confidentiality obligations. We have procedures in place to address any suspected data security breaches and will notify you and any applicable regulator where legally required.
Rights of access, correction, erasure, and restriction:
You have the right to request access to, correction of, erasure of, or restriction of your personal information. If you wish to exercise any of these rights or have any questions regarding our handling of your personal information, please contact us at Info@pearlwiseconsulting.com.
Here’s the adapted Privacy Notice for California Residents for Pearlwise Consulting:
PRIVACY NOTICE FOR CALIFORNIA RESIDENTS
This Privacy Notice for California Residents supplements the information contained in Pearlwise Consulting’s Privacy Policy and applies solely to visitors, users, and others who reside in the State of California (“consumers” or “you”) when you visit our website or subscribe to receive our services (“Services”). We adopt this notice to comply with the California Consumer Privacy Act of 2018 (“CCPA”) and other California privacy laws. Any terms defined in the CCPA have the same meaning when used in this notice.
Information We Collect
We collect information that identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or device (“personal information”). In particular, we have collected the following categories of personal information from consumers within the last twelve (12) months:
– Category A – Identifiers: Name, phone number, email address.
– Category I – Professional or employment-related information: Occupation, work experience, skill sets.
– Category J – Non-public education information: Education level, school or university attended.
We obtain the categories of personal information listed above from the following categories of sources:
– Directly from our clients or their agents.
– Indirectly from our clients or their agents.
– Directly and indirectly from activity on our website.
Use of Personal Information
We may use or disclose the personal information we collect for one or more of the following business purposes:
– To provide you with information, products, or services that you request from us.
– To provide you with email alerts, event registrations, and other notices concerning our products or services, or events or news, that may be of interest to you.
– To carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collections.
– To improve our website and present its contents to you.
– For testing, research, analysis, and product development.
Sharing Personal Information
We do not sell your personal information. We may share your personal information with service providers who assist us in providing the Services.
Your Rights and Choices
The CCPA provides consumers (California residents) with specific rights regarding their personal information. This section describes your CCPA rights and explains how to exercise those rights.
– Access to Specific Information and Data Portability Rights: You have the right to request that we disclose certain information to you about our collection and use of your personal information over the past 12 months.
– Deletion Request Rights: You have the right to request that we delete any of the personal information we collected from you, subject to certain exceptions.
To exercise your rights under the CCPA, please submit a verifiable consumer request to us at support@pearlwiseconsulting.com.
No Fee Required
You will not have to pay a fee to access your personal information or to exercise any of your other rights under the CCPA. However, we may charge a reasonable fee or refuse to comply with your request if it is excessive, repetitive, or manifestly unfounded.
Verification Process
We will verify your request by asking for information to confirm your identity and ensure your right to access your personal information.
Response Time
We will respond to your access and deletion requests within 45 days of receiving your request, subject to verification requirements.
Changes to Our Privacy Policy
We reserve the right to amend this Privacy Policy at our discretion and at any time. The date this Privacy Notice was last updated is identified at the bottom of this page.
For further details, please email us at support@pearlwiseconsulting.com.